eDebtAttorney offers a no hassle debt analysis and consultation. Our highly trained debt consultants are standing by to educate you on the proven options to get you out of debt.
Our goal is to educate you on all available options so that you can chose the best available path towards financial freedom. Our promise
to you is that after just one short phone call you will be completely ready to start your journey towards a DEBT FREE FUTURE!
"After struggling with my debt and trying just to make the monthly payments, I finally decided to take the plunge. I am glad I did! Your team put me on a path to eliminating the debt that was destroying my life. The best part is not only are every one of my creditors satisfied, but I had so much extra money each month that I was able to stop living paycheck to paycheck and enjoying life again. Thank you so much!!" - A.S., California
"Amazing...I am actually able to answer my phone again. Thanks to the eDebtAttorney team, I am finally able to answer my phone without worrying about being trapped by another debt collector. If that weren't relief enough, the way that you created a custom Zero Debt Program plan for me that is going to save me more than 60% of my debt and get it paid off in 27 months was a lifesaver. I am telling all of my friends about your program. The best part is when they call me back I'll be able to answer without fear." - F.A., Nevada
Debt Relief Options
Debt Settlement - The eDebtAttorney Solution -
Often, one of the quickest options for debt relief. Debt settlement uses specialists in debt negotiation to work with your creditors in order to negotiate a settlement that is much less than the balance owed. If you are looking to avoid bankruptcy, debt settlement could be the best option for you.
Credit Card Consolidation -
Also known as a debt consolidation loan. This option takes your credit card debt and replaces those multiple loans with a single loan. The monthly payment is often lower and the repayment period is longer – providing relief to the ongoing credit card debt. However, the credit card consolidation loan uses your home as collateral. This is a home equity loan or a home equity line of credit.
Credit Counseling Services -
One of the most common options for debt relief. Similar to debt settlement in the fact that the credit card debt is usually negotiated to lower payments, but the payments are usually made to the credit counseling company. Instead of making many payments to your creditors – you only make one payment each month. In this way, it is similar to a credit card consolidation loan.
Bankruptcy -
When in debt, the goal should be to avoid bankruptcy. The debt relief options above can be successful in doing this. Laws related to bankruptcy have also changed, making it more difficult to those struggling with credit card debt, to adequately find the relief they are looking for with this option.